Job Description

Underwriter I

Pay Rate: 22.00 per hour

Columbus, OH - Hybrid

Temp

Primary Purpose:

This position is responsible for overseeing the Accident & Health portfolio of products from the perspective of risk and profitability, recommending appropriate action as needed, and offering up solutions through a combination of rate adjustments, plan amendments, and distribution modifications. Functions to ensure that A&H underwriting guidelines are adhered to while working in concert with its reinsurers and Actuaries to make risk decisions requiring facultative approval.

Essential Duties and Responsibilities:

• Order necessary requirements based on group material submitted for completeness
• Analyze the risk factors on an enrollment form; apply appropriate medical risk for sound risk decisions utilizing approved medical guidelines provided
• Evaluate eligibility of the business (this includes participation, legitimacy of the business)
• Process data on web based underwriting applications, and appropriate worksheets
• Serves as subject matter expert and contact for North Star Marketing and TPA, works collaboratively with sales offices to meet company objectives while balancing risk
• Conducts user acceptance testing, adhering to test plans, and meeting all delivery dates
• Establish and maintain strong working relationships with outside vendors and acts as liaison between staff and vendor
• Analyzes new business quote/proposal for accuracy
• Analyzes broker appointments
• Evaluate eligibility and enrollment requirements of new enrollees to employer group plan
• Evaluate employer changes, such as waiting period change requests, appeals from businesses and TPA
• Build and maintain relationships with internal partners to improve agent satisfaction
• Assists with special projects or requests

Required Skills and Competencies:

• Strong medical terminology and/or understanding of anatomy
• Bachelor’s Degree or Insurance-related work experience
• Business, finance, economics, and mathematics are particularly helpful.
• Knowledge of the health insurance market
• Demonstrates strong ability to work independently and to adjust schedule to meet service standards
• Proven ability to remain focused in fast paced environment
• Ability to work collaboratively with sales staff and department staff
• Proficient use of Microsoft Office applications, strong computer skills
• Proficient use of computer systems
• Demonstrates professional phone etiquette and interpersonal skills
• Strong written and verbal communication skills
• Ability to analyze and evaluate information from a variety of sources and solve complex problems.
• Demonstrated decision making skills
• Attention to detail

Desired Skills:

• Excellent interpersonal skills with the ability to establish working relationships with individuals at varying levels within the organization.
• Advanced math skills
• Knowledge and use of Microsoft Access
• Ability to read and interpret medical records

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